Michael is a senior consultant in the Financial Institutions practice of Saltmarsh, Cleaveland & Gund. He has over 30 years of experience in the financial institution industry. Michael works with the firm’s financial institution clients providing loan review services. He has extensive experience with commercial lending, risk management, and quality assurance. Prior to joining Saltmarsh, Michael served in various positions at one of the ten largest banks in the country, such as Vice President, Senior Commercial Loan Operations Manager, as well as Business Analytics Manager, with a focus on credit risk reporting.